You'll benefit from…

• No establishment or application fees*. Another example of how we like to keep more money in your pocket!
• No penalty for lump sum payments or early release of your floating rate loan
• Borrow up to $300,000 per member
• Maximum term for calculating repayments is 25 years
•  Payments can be made weekly, fortnightly or monthly   

*Documentation fees may be payable.

Home Loans

Did you know you and your partner could borrow up to $600,000 together? The maximum we can lend one person is $300,000 but if you require more we may be able to lend your partner up to the same amount.

Contact us for further information. We are more than happy to discuss your individual circumstances and look at solutions that work for you.

Normal lending criteria applies.

Personal Loans

Personal loan applications will be considered by our Trustees. The current floating interest rate is 15.25%, and the maximum loan is $10,000 for a maximum term of five years.

You are required to have been a member of Manchester Unity Credit Union for at least 12 months prior to your application; the minimum cost to join Manchester Unity is $23.64 per annum.

Applications can be made to any Credit Union office.

Download a loan application form:
Download in PDF format

To talk about a loan, call us now on 0800 68 28 48 or visit one of our branches.